Reverse Mortgage What Is It

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A reverse mortgage is a type of loan for seniors ages 62 and older. Reverse mortgage loans allow homeowners to convert their home equity into cash income with no monthly mortgage payments.

What is a reverse mortgage? A reverse mortgage is a special type of home loan only for homeowners who are 62 and older. A reverse mortgage loan allows homeowners to borrow money using their home as security for the loan, just like a traditional mortgage .

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There are two ways to look at a reverse mortgage. First: Only get a reverse mortgage if you absolutely have to. Doing so will encumber a home you should own outright, limiting your ability to move or.

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